Terms of Use – Todlr Inc.

Last Updated: April 10, 2023

Our website and mobile application is provided by Todlr Inc. (“Todlr,” “we,” or “us”) These terms of use ("Terms"),constitute a legal contract between you and Todlr and govern all aspects of your use of Todlr's website and mobile application (“Site”). Please read these Terms carefully. By downloading or using any of the information, materials, or functions available on the Site (the “Services”), you agree to be bound by these Terms.

Your Information and Disclosure to Third Parties

Todlr has made a commitment to protecting the privacy of those who use our Site. Please review the Site’s Privacy Policy. The Site’s Privacy Policy is incorporated by reference in the Terms. By using the Site, you are consenting to the Privacy Policy.

Site Services

When you use the Site, you consent to receive communications from us electronically via the Site. You agree to provide accurate, current, and complete information about yourself when you use the Site and to update such information while you continue to use the Site.

Eligibility

You represent and warrant that you: (a) are above the legal age of majority in your jurisdiction of residence, (b) have not previously been suspended or removed from the Site, (c) do not have more than one (1) account at any given time for the Site; (d) you will only provide us with true, accurate, current and complete information if you register for an account. If we believe or suspect that your information is not true, accurate, current or complete, we may deny or terminate your access to the Site or Services (or any portion thereof), and (e) that you have full power and authority to enter into the Terms and in doing so will not violate any other agreement to which you are a party.

Accounts and Registration

To access the Service, you must register for an account. When you register you will be required to provide us with some information about yourself and your child.

You agree that the information you provide to us is accurate and that you will keep it accurate and up-to-date at all times. We reserve the right to restrict certain areas of information on the Site to such registered users. If you provide any information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect such, we reserve the right to terminate your account and refuse any and all current or future use of the Site by you. When you register, you will be asked to secure your account. You are responsible for maintaining the confidentiality and security of your account. Todlr is not liable for any harm related to the theft of your access credentials, your disclosure of access credentials, or your decision to allow another person or entity to access and use the Site using your access credentials. You agree to accept responsibility for all activities that occur under your account. If you have reason to believe that your account is no longer secure, then you must immediately notify us by using the contact information below.

Investments

You should carefully read these Terms and consider the investment objectives, risks, charges and expenses of Todlr before investing. As with many investment programs, there can be no assurance that the value of your investment will grow at any particular rate or that it will not decline. For more information about our investment strategies, contact us using the information below. Information regarding the investment strategies and related risks of exchange-traded funds (“ETFs”) can be found in the prospectus and statement of additional information (“SAI”) of each ETF. For more information about the ETFs, including copies of their prospectuses, SAIs, and annual reports, contact the ETFs. Information presented represents past performance. PAST PERFORMANCE IS NOT A GUARANTEE OR INDICATION OF FUTURE RESULTS. Investment return and principal value of an investment will fluctuate; so that an investor's shares, when redeemed, may be worth more or less than their original cost; current performance may be lower or higher than the performance data quoted. All funds are subject to market risk. No investment strategy or allocation can guarantee a profit or protect against a loss in a declining market. No investments are guaranteed or insured by the Federal Deposit